Most people think a hoodie is just a hoodie. But when it comes to The Rest Is Money hoodies, picking between fleece and French terry can define your comfort level for seasons. In this guide, I'll break down the The Rest Is Money hoodie fleece vs french terry debate to help you choose the right fabric for your style.
Quick Verdict: If you want warmth and that classic hoodie bulk, go fleece. If you need a versatile layering piece that works year-round, French terry is your pick. Both have their fans, but your lifestyle decides the winner.
What's the Difference Between Fleece and French Terry?
At the most basic level, fleece and French terry are two different knit structures. Fleece is brushed on the inside to create a soft, lofty nap that traps heat. French terry has loops on the back side (like a towel) but no brushing - it's smoother and more breathable.
- Fleece: 80% cotton / 20% polyester blend, usually 10-12 oz weight. The brushed interior gives that cloud-like feel.
- French Terry: 100% cotton or cotton blend, 8-9 oz weight. The looped back allows airflow, making it cooler.
The Rest Is Money hoodies come in both fabrics. The fleece version carries a heavier drape and a plush hand feel. The French terry option drapes more like a sweatshirt - structured but not stiff.
Comfort and Warmth: Which Fabric Wins for Your Lifestyle?
If you live in a colder climate or run cold, fleece is the clear winner. It holds heat close to the body and feels like a warm hug. In my testing, the fleece The Rest Is Money hoodie kept me comfortable down to about 50°F with just a tee underneath.
French terry shines in transitional weather. I wear mine on cool evenings, in air-conditioned offices, or as a mid-layer under a jacket. It breathes better, so you won't overheat if you're moving around. The looped interior can feel slightly rough against bare skin at first, but it softens after a few washes.
Comparison chart:
| Feature | Fleece Hoodie | French Terry Hoodie |
|---|---|---|
| Weight | 10-12 oz | 8-9 oz |
| Inside texture | Brushed, fuzzy | Looped, smooth |
| Best temperature | 40-65°F | 55-75°F |
| Breathability | Low | High |
| Drying time | Slow | Fast |
| Typical price | $60-$75 | $55-$65 |
Durability and Care: How to Keep Your Hoodie Looking Great
I've washed both types multiple times. French terry holds its shape better because the loops create a stable structure. Fleece can pill over time, especially if you toss it in a hot dryer. To extend the life of your The Rest Is Money hoodie:
- Turn it inside out before washing.
- Use cold water on a gentle cycle.
- Hang dry fleece - the dryer heat breaks down the brushed fibers.
- French terry can go in the dryer on low, but hang drying still prolongs the color.
In my experience, French terry handles abrasion better. If you plan to wear your hoodie with a backpack often, choose French terry - fleece may show wear faster on the shoulders and elbows.
When to Choose Fleece vs French Terry for Your The Rest Is Money Hoodie
Choose fleece when:
- You want maximum warmth and coziness.
- You wear hoodies as outerwear in winter.
- You prefer a more relaxed, oversized silhouette (fleece has more volume).
Choose French terry when:
- You need a hoodie for layering under a coat.
- You live in a mild climate or run warm.
- You want a sleeker, more tailored look.
- You plan to wear it for light activity (walks, errands) without overheating.
Both fabrics come in similar designs on The Rest Is Money store. The graphics and colors are the same - only the feel changes. I personally own one of each because they serve different purposes.
Top Picks: Best The Rest Is Money Hoodies in Each Fabric
Best Fleece Hoodie: The flagship The Rest Is Money pullover in fleece. It comes in charcoal and navy, with the podcast logo embroidered on the chest. The kangaroo pocket is deep enough for a phone and keys. It runs true to size - I'm 5'10" and medium fits perfectly.
Best French Terry Hoodie: The Rest Is Money zip-up hoodie in French terry. The zip makes it easy to throw on and off, and the lighter fabric keeps you from feeling constricted. The raglan sleeves provide better arm movement. Available in olive and black.
If you can only buy one, I'd suggest the French terry zip-up because it's more versatile across seasons. But for pure comfort that screams "podcast day," nothing beats the fleece pullover.
FAQ
What is the difference between fleece and French terry in a hoodie?
Fleece has a brushed, fuzzy interior that traps heat, making it warmer and heavier. French terry has a looped back that is smoother and more breathable, making it a lighter, year-round choice.Which The Rest Is Money hoodie is best for cold weather?
The fleece hoodie is best for cold weather. Its thicker, brushed fabric holds warmth far better than French terry. Pair it with a long-sleeve tee and you're good down to about 40°F.Does French terry shrink more than fleece?
Yes, French terry tends to shrink more in the first wash because it's often 100% cotton. Fleece blends with polyester shrink less. Always wash in cold water and hang dry to minimize shrinkage.Can I wear a French terry hoodie to work out?
Yes, French terry is good for light exercise because it allows more airflow and wicks moisture decently. Fleece would be too hot. For intense workouts, a performance fabric is better.Which fabric lasts longer in a hoodie?
French terry typically lasts longer because the looped construction resists pilling and maintains shape. Fleece can pill and lose its softness after many washes. Proper care extends the life of both.Key Takeaways
- Choose fleece for maximum warmth and a plush feel; choose French terry for versatility and breathability.
- Fleece is heavier (10-12 oz) and better for cold weather; French terry is lighter (8-9 oz) and works for layering.
- French terry requires less care and lasts longer, but fleece provides unbeatable comfort.
- For most people, the French terry zip-up hoodie is the best all-rounder.
- Wash inside out in cold water and hang dry to preserve both fabrics.



